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Smokers may qualify for enhanced annuity rates

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Securing a financially stable compare and contrast essay topics retirement will be easier if you take time to select the most appropriate annuity product when you decide to retire. There is a bewildering choice of annuity products available on the market today, and given that array of choice, it is so important to seek the advice of a fully qualified independent financial adviser.

By completing the short call back form with chiefessays some personal details, an adviser will contact you by phone or email, your choice, and start the process of helping you make one of the key financial decisions at this stage of your life. Please online essay writers note that this initial consultation will be free of charge and with absolutely no obligation.

Your main aim is the maximisation of the regular income you can receive from the monies invested in your pension plan, and thus you should always use the open market option facility within your pension, or ask a qualified independent financial adviser to assist you in this task. The adviser will charge you a fee for the work undertaken, but any such fee should be amply covered by the additional regular income you will receive going forward. The fee can be paid directly by you or be facilitated by the annuity provider.

We are all not as young as we used to be and you may have medical and/or lifestyle conditions which can be taken into account when selecting the correct annuity product for you, thus the qualified independent financial adviser will have to ask you some questions to ascertain how your current health can influence the regular income you will receive from your annuity.

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