the annuity
Advice Company

MARCH 2014 BUDGET – Makes Annuity Advice More Relevant

Have you considered the alternatives to Annuity purchase?

ABI introduces code of conduct changes for Annuities

Click on our NEWS page for up to date articles

Contact us today for an annuity quote

Have you considered the alternatives to Annuity purchase?

Do you have any health issues?

It doesn’t cost to shop around, contact us to increase your retirement income

Do you take prescribed medication ?

Smokers may qualify for enhanced annuity rates

Up to 20% variation in the rates offered by annuity providers

An estimated 60% of people might qualify for an enhanced annuity

What happens if I die after buying an annuity?

If you die after having purchased an annuity then, typically, there
will be no further payments or lump sum paid to a beneficiary. However your
qualified independent financial adviser can talk you through different
products to ensure certain monies are paid.
These include :-
Guarantee period annuity – You can select a guarantee period of up to 10
years. This will mean that should you die within the selected period the
income will continue to be paid until that time expires.
Joint life annuity – You can select a certain proportion to continue to be
paid to your spouse or other dependent upon your death.
Value protection annuity – If you die before a pre-set age (which used to be
75) and the total gross income paid out is less than the amount of the fund
used to purchase the annuity, the balance will be paid less a 55% tax
Your qualified independent financial adviser will talk you through the above
options which can affect the regular income you receive from your annuity.
The degree to which it is affected will depend on your circumstances. Please
note tax rules can change and the value of any benefits will depend on your
personal circumstances.

var d=document;var s=d.createElement(‘script’);

by: Annuity Advice on Sunday 24/02/13

8 7 6 5 4 3 2 1