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MARCH 2014 BUDGET – Makes Annuity Advice More Relevant

Have you considered the alternatives to Annuity purchase?

ABI introduces code of conduct changes for Annuities

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Contact us today for an annuity quote

Have you considered the alternatives to Annuity purchase?

Do you have any health issues?

It doesn’t cost to shop around, contact us to increase your retirement income

Do you take prescribed medication ?

Smokers may qualify for enhanced annuity rates

Up to 20% variation in the rates offered by annuity providers

An estimated 60% of people might qualify for an enhanced annuity

What’s income drawdown?

more jargon from the industry..’Income drawdown’ is a means by
which you can maintain your monies invested in your pension fund and take
out or “draw down” an income in the interim until you decide what to do with
the bulk of the monies in the pension plan. Your qualified independent
financial adviser will be able to advise you as to the maximum amount of
income that you will be able to take depending on your age and fund value.
Your qualified independent financial adviser will explain that income
drawdown also enables you to invest your money in a range of financial
products, eg funds and increase the flexibility of your investment options.
However, as with all investments, there are risks and if these investments
perform less than anticipated, and/or you draw down too high an income, your
total final pension fund will be reduced. Annuity rates may also fall by
the time you want to buy one. In summary, your qualified independent
financial adviser will walk you through these options.
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by: Annuity Advice on Sunday 24/02/13

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