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Common problems with annuities

Will my partner continue to be paid after I die?

After the purchase of an annuity, Fjallraven Kanken Kids there are several perceived problems with annuities. new balance 999 homme There are a number of annuity products to accommodate the specific requirements of those retiring each year. Javier Baez Jersey Many people are concerned that their spouse/partner will suffer upon your death and want to ensure that there sufficient provisions for their on-going retirement. Should you wish your spouse/ partner to receive monies after your death, Nike Air Max 2017 Heren groen then there is the option of a “joint-life” annuity.

By selecting this option, ray ban pas cher it will lead to diminished levels of income for you in your life time, but then you have the comfort of knowing that your partner can be financially cared for after your death with the annuity provider continuing to pay out from your pension pot. Your qualified independent financial adviser will be able to guide you through this process.

Overcome Common Problems with Annuities

Clearly there are several financial considerations to think through and the use of the basic state pension should be considered as part of the thought processes. Under Armour Ua Curry 3 Additional provision can be ensured by the use of whole of life policies written in the name of your spouse/partner. gel lyte 3 In addition to being able to purchase an annuity on joint-life terms, Sac Kanken Pas Cher you could also choose a guaranteed payment period. This means that your annuity will be paid for a minimum number of years even if you die. Adidas Superstar Dames With this option you will receive a lower starting income than an annuity without a guaranteed payment period. Your pension annuity income can be set up with a guaranteed term of up to ten years.

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What’s income drawdown?

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